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Solid Values. Stronger Banking.

Our Commitment to Stronger Banking

Founded on principles of integrity and innovation, Sterra Bank is redefining what it means to be a trusted financial partner in the digital age.

Our Story

From humble beginnings to financial innovation

2010

Founded in Maryland

Sterra Bank began as a small community bank in Dorrs Corner, Maryland, with a mission to provide transparent banking services to local residents and businesses.

2014

First Digital Banking Platform

We launched our first online banking platform, making banking more accessible while maintaining our commitment to personal service.

2018

National Charter

Received our national banking charter, allowing us to serve customers across the United States while keeping our community-focused values.

2022

2 Million Customers

Celebrated serving over 2 million customers nationwide while maintaining our 5-star customer satisfaction rating.

Our Mission

To empower individuals and businesses with financial tools that are secure, transparent, and built on enduring values. We believe banking should strengthen our customers' financial position, not complicate it.

Our Core Values

Security First

We prioritize the safety of our customers' assets and data above all else.

Transparency

No hidden fees, no fine print - just clear, straightforward banking.

Innovation

Continuously improving to meet our customers' evolving needs.

Community

Building strong relationships with our customers and the communities we serve.

Executive Leadership

Guiding Sterra Bank with vision and expertise

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James R. Sterling

Chief Executive Officer

With over 25 years in banking experience including senior roles at major financial institutions, James founded Sterra Bank to redefine customer-centric banking. Harvard Business School graduate.

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Sarah K. Williamson

Chief Financial Officer

Former CFO at First National Bancorp with 18 years of financial leadership experience. Wharton MBA and certified public accountant overseeing all fiscal operations.

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Michael T. Chen

Chief Technology Officer

Technology visionary with cybersecurity expertise from MIT and former CTO at FinTech Solutions Inc. Leads our digital transformation and security infrastructure.

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Lisa M. Rodriguez

Chief Customer Officer

Customer experience pioneer with 15 years in financial services. Developed award-winning service frameworks at both regional and national banking institutions.

Industry Recognition

Celebrating excellence in banking innovation and service

Best Online Bank 2023

Financial Times

Recognized for our innovative digital banking platform and customer experience

Top Rated Customer Service

JD Power 2022

Highest customer satisfaction scores among mid-sized banks

5-Star Security Rating

Bank Security Alliance

Perfect score for fraud prevention and data protection

Most Innovative Bank

FinTech Awards 2023

Awarded for our AI-powered financial tools and budgeting features

Community Involvement

At Sterra Bank, we believe in giving back to the communities we serve. Our commitment extends beyond banking to making a positive social impact.

$5.2M in community grants
12,500+ volunteer hours
150+ local organizations supported
Learn About Our Initiatives
Sterra Bank Community Service

Ready to Experience Stronger Banking?

Join over 2 million customers who trust Sterra Bank with their financial needs.